Monthly Budget Planner
$9.99
An auto-calculating Excel budget that links your transaction log to a live dashboard — totals, net balance and savings rate update as you type.
Lumio.financial tools
Best value · 4 files
All-in-One Financial Toolkit
$24.99
Four auto-calculating tools in one download — budget, bookkeeping, debt payoff and a 30-day money checklist. Saves $8 versus buying separately.
Instant digital download · Secure card payment · 14-day refund policy
Buying the three spreadsheets separately costs $32.97. The bundle is $24.99 and adds the 30-Day Money Checklist on top — you save $8.
About this template
Each workbook is built around the same idea: you type in plain numbers, the formulas do the rest.
Built for people who have tried a budgeting app before and gave up. No subscription, no account, no data leaving your device — just four files that open in Excel, Google Sheets or Numbers.
What's included
- Monthly Budget Planner — auto-calculating budget with a live dashboard ($9.99)
- Small Business Bookkeeping — income/expense ledger with auto Profit & Loss ($12.99)
- Debt Payoff Toolkit — snowball vs avalanche planner with your debt-free date ($9.99)
- Bonus: 30-Day Money Checklist (PDF) — a month of small daily money actions
Before you buy
- Digital product — nothing is shipped. You receive a download link immediately after payment.
- Requires Microsoft Excel, Google Sheets or Numbers. No macros, nothing to install.
- Education, not financial advice.
- 14-day refund policy — see Refund Policy.
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Six print-and-go worksheets that get students doing the money math — plus a full answer key. Grades 6–12.